This is my unique process that is designed to give you a clear road map as well as an action plan for achieving a successful, enjoyable and worry-free retirement.
We will assess your current financial situation and formulate your specific retirement strategy.

You will learn when you can retire and will have a plan in place to help provide you the income you need throughout your retirement. This takes the guesswork out of the equation.

Think of all the people that retire too soon and then are forced to go back to work. On the flip side there are people that could retire (and would like to) but aren’t confident doing so because they don’t have clear plan for providing the income they need throughout their retirement which for many could last for 20 to 30 or more years.

The Blueprint For Lifetime Income™ is designed so that you can retire and live your life in retirement with confidence, security, and peace of mind.

Through this process I will get to know your story and will be able to pinpoint areas where you are doing well and areas where you may need to make adjustments.  We address the following and more.

  • What if the stock market were to drop by a certain percentage?
  • What if taxes were to increase a certain amount?
  • What if Social Security retirement benefits decrease?
  • What if you live longer than expected?
  • What if inflation increases?
  • What if health care costs go up?

The Process

Step One – The 30 minute Chat – This is simply an opportunity for us to talk and get to know each other. This is very informal. It allows me to learn a little about you, your financial situation, and what you’re trying to accomplish when it comes to your money and your retirement.

I will answer any questions you have about working with me as well. If you would like to move forward, and if I think I can help you we will cover the next steps and process going forward.

If we move on to Step Two this is where planning process begins.

Step Two – The Discovery Meeting

We can meet either in my office in Huntington Beach or we can meet virtually using web based technology. It’s up to you.

At this meeting I take a deep dive into your current financial situation to understand your situation both inside and out. It allows me to understand where you are now (your current financial outlook) and the lifestyle you would like to be able to maintain throughout your retirement years.

I will seek to identify your specific financial goals so I have clear understanding of your unique vision of retirement and what you would consider a retirement life well lived.

I will learn about your relationship with money and will determine if there are any challenges you have that may prevent you from achieving your goals.

I will also take a full inventory of where you have money saved and invested and the strategies that you’ve utilized up until now. I will also cover any other aspects that may be relevant such as the sale of a home or business, Social Security benefits, Medicare, or any pension benefits. I will look at unexpected expenses and life events that you may have previously overlooked such as planning for medical expenses in retirement.

I use a few different software solutions in the process of constructing The Blueprint For Lifetime Income™. In order to help pinpoint your unique investment risk profile I use Riskalyze to help determine your risk number. Riskalyze objectively calculates’ an investors true risk tolerance utilizing a scientific framework that won the Noble Prize for Economics. In this process your risk number will be determined which will be between 1 and 99. A 1 means you are only comfortable with the lowest amount of risk possible and a 99 means that you can handle the highest amount of risk possible.

Step Three – Data Integration and Plan Design

This is where we import your entire financial picture into my platform. This allows both of us to see everything all in one place and we can start working on strategies to achieve your goals. After integrating your accounts into my financial planning software I can then work to construct your plan. I will test various strategies to determine the most efficient plan of action for achieving your goals.

Step Four – The Lifetime Income Road Map

This is where we make modifications and updates to your financial goals. We will experiment with how little changes could impact your plan such as planning to work one more year or contributing a little more to your retirement plan.

When your plan is complete you will  receive a hard copy print out of your entire plan.

Step 5 –Clarification and Review

A week or two after you receive the plan I schedule a meeting with you to see what questions you have regarding the plan. Also, if you need any clarification on my recommendations and how to implement the action steps going forward I will answer those as well.

To learn about the cost for to receive The Blueprint For Lifetime Income™ as well as other FAQ’s click here.

If you think you might want to become a client and want to discuss your situation and/or ask questions set up a 30 minute free chat here.

Not ready to set up a 30 minute free chat? No problem.

Feel free to ask me any financial question regarding your situation and I will respond within 48 hours by email. Click where it says “Click Here To Contact Us” at the bottom of the screen and send me and email.