Will Social Security be there for me when I retire

Will Social Security Be Around When I Retire?

If I had a nickel for every time I was asked this question… well, let’s just say I’d have a lot of nickels. But I don’t blame people for asking. It’s a good question. If you watch or read any news at all, then you’ve gotten mixed reports over the years. A dozen stories will […]

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401k and should you take advantage of a Roth IRA

401k Rollovers: And Should You Take Advantage of  a Roth IRA in 2018 

I met Brian and Joan at the end of the day. Both have 401k plans provided by their employers, and both will be retired by the end of 2018. They’ve saved aggressively for retirement, and their employers have offered generous matching contributions. Brian’s and Joan’s burning question was one I am asked quite often: “How […]

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7 Grocery Shopping Habits of Successful Retirees

7 Grocery Shopping Habits of Successful Retirees

One of the great fears of retirement is the thought of running out of money. You have worked hard and saved responsibly to reach this point in your life. And while discipline has brought you this far, continuing to practice good financial habits is critical to your success in retirement. Keep in mind, too, we […]

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What you need to know about Roth IRA conversions in 2018

Your 2018 Guide to Roth IRA Conversions – What You Need to Know

I guess it was only a matter of time before we needed to talk again about Roth conversions. 2018 has brought more than a few changes, and here at  Milestone Wealth Management I have been busy helping individuals and couples decide whether or not a Roth conversion is right for them. Scott and Aubrey, for example, were […]

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Can and should you take money out of your retirement plan to pay for your child's college education?

Should You Take Money Out Of Your Retirement Plan To Pay For Your Child’s College Education?

Look, I get it.  Your son or daughter is getting ready to go to college.  You realize you haven’t saved enough and you want to consider every possible solution to help your child be to afford a solid college education. Perhaps you have been saving in a 529 plan or perhaps just a taxable brokerage […]

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average vs real rate of return

What is the difference between the Average Rate of Return and the Actual Rate of Return – And Why Should I Care?

I spoke to a lady the other day and for the sake of anonymity, we’ll name her Sarah.  Sarah went to a workshop seminar that was given by a fairly popular figure in the financial world. And I must say, I don’t always agree with his advice. In fact, oftentimes, some of things he says and […]

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Pros and Cons of reverse mortgage

The Pros and Cons of Using a Reverse Mortgage in Retirement

A reverse mortgage can be an important financial tool for seniors concerned that they may not have enough money available to them for retirement. With a reverse mortgage, older homeowners are able to convert part of the equity in their homes into cash, yet still maintain ownership of property. These funds can then be used […]

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Getting life insurance with problems

Getting Life Insurance With Pre-Existing Conditions

You might be surprised at how often people tell themselves ‘No’ when it comes to life insurance. In many cases, they have already made up their minds that they can’t get life insurance before they meet with me. Some people express worry because they believe they won’t be able to pay their end-of-life bills. Others […]

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