Holistic Retirement Planninng
We believe a sound retirement plan includes more than just a solid investment portfolio. It must integrate all aspects of your financial life.
We create holistic retirement income plans designed to help people retire with peace of mind.
Free Consultation
It starts with a 20 minute phone call for us to get to know each other. We will briefly discuss your financial situation and goals to ensure your situation matches with my expertise.
You can also ask any questions you have about the process or anything you'd like to have clarified. It's important to make sure we are a good fit.
Retirement checkup
A 3 Step Process Showing How You Can Improve Your Retirement Success.
Step
Discovery Meeting
It's important to understand where we are now before deciding where to go and how we are going to get there. I will seek to get clarity on your retirement goals, needs, and concerns.
Step
Review Findings
We will review the recommendations and steps you can take to improve your retirement plan, invest better, maximize income and reduce taxes.
Step
Think It Over
At this point I simply ask that you think it over. I am only looking for long-term relationships with clients. If you decide that it's not a good fit for any reason that is perfectly ok. You will never get any pressure to move forward.
Some of the questions we will answer include:
Still have questions?
Keep reading below...
Initially we will likely meet several times depending on the complexity of your situation. It's critical to ensure all components of your plan are addressed.
Once the initial planning is complete we will meet on an ongoing basis at least once or twice a year. We will make adjustments as necessary to ensure you are on target to meet your objectives.
In addition, you will receive unlimited support via phone, email, Zoom, and in-person meetings (for clients that live nearby). You will also have 24/7 online access to your financial portal and your retirement plan.
We use Charles Schwab as our third party-custodian. They administer about $8.18 trillion in client assets and serve 34.7 million accounts. Your accounts can be viewed any time on their website or on the Cravitz Financial Client Portal.
Often we find there is a need for either life insurance, annuities, or long-term care insurance as a part of a comprehensive retirement plan.
We are completely independent. If you needed a life insurance policy as an example, we would identify the top carriers and tell you the good the bad, the ugly of each and assist you in getting that in place.
We will also review any policies that you have in place now to ensure they are adequate for your needs.
We work with people across the United States.
We also have quite a few clients that are local that prefer meeting virtually. Instead of having to get in a car and drive to our office they can meet virtually from the comfort of their own living room.
Excellent question.
If you are wanting an advisor that engages in buying and selling stocks on a regular basis with the attempt of trying to predict and time the markets we aren't the right firm for you.
We believe markets as well as the news of the day are unpredictable. Predicting what the markets will do day to day, or if/when interest rates will go up and down is a fool's game.
Instead we focus on things you can control like helping to create a reliable income stream, reduce your taxes, invest smarter, and optimize your insurance.
We specialize in retirement planning. We aim to ensure you have the money you need, to live the lifestyle you want, for the rest of your life.
We limit the amount of clients we bring on to provide a high level of personalized service and planning efforts.
We are firm believers in technology and invest in it heavily to make the retirement planning process as simple as possible.
What's the first step?
Schedule a 20 minute phone call.
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